I haven't truly solved that issue, but I've discovered a workaround so that your child character need never appear to be naked.
There are hundreds of fantastic mods out there for The Elder Scrolls V: Skyrim, from small graphical fixes to entire new Mod Release - Sets of Skill - a Skyrim Class Mod.
Realm of Lorkhan – Alternate Life Mod PS4. ' Skyrim Child Overhaul - The first child overhaul to finally try to give each kid a unique face that doesn't stray so far from vanilla that it looks out of place.
